As we get older and reach our 30s, there are times when many of us look back and think, “I wish I did this or that differently in my 20s.” Since we cannot go back in time, all we can do is provide guidance about the important life lessons regarding money, family, relationships, and our health to others, so that they can avoid the same mistakes or misunderstandings.
If you are currently in your 20s, then take the time to read and heed the advice we have for you below, as it can all lead to a happier and more fulfilled life as you get older.
How To Manage My Finances
As we get older, we all wish that we had more money or that we were in a better financial situation so we could afford the things we needed. The good news is that you can do a lot in your 20s to set yourself up for success in this regard. First, you need to know how to spend and save money.
When you get your first serious job in your 20s, you need to practice smart money management by creating a budget of your wants versus your needs. Think about what you need to survive and the items that you would like but don’t necessarily require at this time.
For example, you need to pay for housing, utilities, and car payments. However, although they may be fun, you don’t need to eat at restaurants, pay for streaming services, or get the newest smartphone. Create a budget and look at all of your income streams. Then, look at how much money you have left over after paying your bills. Put some of that excess money in savings, and you can splurge on yourself with the remainder.
It is also important to pay attention to your credit score as soon as you start using credit cards. You will need a decent credit score to buy a home, a car, or a business. Some people find out too late that they don’t have the credit necessary to accomplish their goals. Improve your credit by paying off your bills on time and by avoiding high credit card statements. Check your credit report at least once a year for errors. If you find any, report them immediately.
Most people believe that it is a good idea to go to college in their 20s so they can make more money. However, you must remember that college is not a necessity. It all depends on what you want to do with your life. Some careers, like accounting or law, will require higher learning. With that said, many other jobs can be acquired without a degree, and you don’t want to land in debt if it isn’t necessary. So, seriously think about your options, like joining an internship or apprenticeship, before considering college.
How To Take Care Of My Body And Mind
When we are in our 20s, it can be easy to either not focus on our health at all or spend time following fads instead of doing what is right for our own personal well-being. Just remember that diet culture is a scam, and not everyone will look exactly the same. It is important that you set realistic body goals and not compare yourself to everyone else. Set reasonable diet milestones that you would like to hit and work at them over time.
Some people go through extremes to reach a certain weight or body fat percentage. If that is what you want to do, then you do you. However, if you just want to stay healthy, then you can do so with moderate exercise and a diet consisting of protein, fruits, vegetables, and healthy snacks like almonds.
It is important to not be too hard on yourself because if you are focused on diet culture and you never cut yourself any slack, then it can lead to mental health issues as you grow into your 30s. It is important to manage your mental health and spend less time obsessing over what you eat and spend more time doing things you enjoy, like spending time with family and friends, traveling, and seeing the world.
If you begin to experience headaches, irritation, or lethargy, or you just don’t feel like you are living your best life, then this is the time to get mental health support. Reach out to local groups or visit a professional therapist. Whatever you need to to feel better so you can have confidence as you enter your 30s.
How To Create Safe Relationships
As you grow older, you must also remember that not everyone in your life is a positive influence and that blood isn’t always thicker than water. You may have family members that you love and spend a lot of time with, but they might not have your best interest at heart. If you ever have a family member bring you down a dark path, then you need to separate yourself and find a positive influence.
The same goes for when you start dating in hopes of finding that perfect soulmate. You might find someone that you like, and you might hit it off, but if they start acting strange and you feel in your gut that they are not good for you, then it is important to take that sign seriously. Also, remember that if you are in a relationship with someone who doesn’t respect you, then you are under no obligation to stay. Move on and find a person who treats you with respect.
When you do find that person and decide to move in together, it is important that you communicate often about what you both expect out of the arrangement and what you both need to feel comfortable in the home. It is also essential that you respect each other’s boundaries, so you don’t feel suffocated. Finally, make sure that you discuss the finances and find a balanced approach in order to contribute equally and create a happy union.
You can make your life during your 30s and beyond much easier by learning important lessons in your 20s. Consider the advice discussed here, and you will have a shot at a happy and successful life.